Make sure that moving costs don't take you by surprise!
Use our guide to moving costs below so you know that you won’t experience any surprises.
If you’re struggling with anything at all, we will be able to help. Call our friendly and expert team on 01484 556245
You will typically need 5% deposit (of the purchase price of the property) as a minimum. This can be gifted by family if that helps.
Use our handy mortgage calculator to see how much you can borrow.
Approximate Total Costs
£2,250 on top of your deposit. However, please ask us before you decide you need to save up for this. We have access to lots of mortgage deals and we are sure we can find one to suit your circumstances. Please note, this does not include any stamp duty liability – speak to your solicitor or a tax specialist who can advise you on this.
The fees vary depending on the purchase price. We can often source mortgages that offer cash back to cover some/all of your legal costs if necessary. As a rough guide we estimate £1,250 for legal costs. Please note that if you are buying and selling at the same time you will incur legal fees for both transactions. We have a trusted solicitors firm who we can introduce you to, or for a more detailed quote get in touch with them directly at Holden Smith Law.
Valuation / Survey Fees
These can be anything from £0 to £500. Please contact us for more accurate figures or if you want an independent survey. We can introduce you to someone who can help.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £495.
Please get in touch with us to discuss your personal circumstances.
Estate Agent Fees
They will quote these for you but don’t forget to include them. If you want a valuation to see how much your home is worth please contact us. We can introduce you to someone who can help.
Saving & Investing
We are not authorised to advise in this area however we work with a number of local experts who can help with things like pensions or investing/saving money. If you consent to us referring you onto them please enquire below.
An up to date will is vital to make sure the right money is left to the right people at the right time. Contact us and our trusted solicitors will be in touch for a no obligation quote.