Mortgage Brokers & Advisors in Sheffield

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Avail Mortgage Brokers

Since 2018, our expert mortgage brokers in Sheffield have been providing reliable and impartial advice. We’ve helped many people across St Paul’s, Walkley, Fulwood, Dore and further afield to find the right mortgage deals for them, navigate the process and secure their dream property. With our team on hand to help, finding the right mortgage for you doesn’t have to be a daunting process.

Whether our customers get in touch by walking through our office doors or by using our online mortgage calculator, they all want the same thing. They want a straightforward experience with minimal stress and an advisor that will explain everything in detail, in a way that is easy to understand. They want a mortgage broker that will listen, deliver a personalised service, and cut through the jargon and get straight to the point. Here at Avail Mortgage Brokers, that’s exactly what we do.

We pride ourselves on offering services that are rooted in honesty, transparency and reliability. Whilst every customer wants the same thing when it comes to the overall experience and services, we understand that each individual has different needs and different reasons for getting in touch. This understanding is why we work hard to build strong relationships with clients so that we can truly get to grips with what they need.

Your dedicated mortgage broker will take the time to get to know you, understand your own unique set of circumstances and property goals, as well as the financial options available to you, and what interest rates you find appealing. We’ll then use our combined knowledge and experience of 35 years to find you a range of mortgage products that are suitable for your circumstances and plans. Thanks to our trusted contacts and strong relationships with mortgage lenders, you’ll have access to exclusive deals, policies, excellent offers, and bespoke mortgage products that are tailored to you.

We are committed to delivering a personal service no matter what your needs and goals are, but – as fully qualified advisors – we work in line with the principles set out by the Financial Conduct Authority* (FCA) and their ‘Treating Customers Fairly’* (TCF) initiative. Doing so ensures that you receive a high-level of service based on your own personal circumstances, as well as an exceptional and professional experience overall.

Whilst we offer our services across Sheffield, we also help people in other areas of the North of England, such as Leeds, York, Bradford, Huddersfield as well as further afield in different areas of the UK. Wherever you’re based, our team would love to help you. If you’re thinking about getting a mortgage or moving to another property and would like some help finding suitable mortgage deals, get in touch with Avail Mortgage Brokers by calling 01484 556 245 or emailing us at [email protected].

Our Location

Our office, based in Huddersfield*, is around 40 minutes away from Sheffield City Centre and as local advisors that know the surrounding areas well, we know that Sheffield is a fantastic city to explore before or after your appointment with one of our mortgage advisors.

If you like to get outdoors for a stroll amongst nature and beautiful greenery, then Endcliffe Park and Sheffield Botanical Gardens* are the ideal spots for a lovely walk. If you’re fascinated by wildlife and animals, a trip to The Tropical Butterfly House and Wildlife and Falconry Centre* would certainly be an interesting visit – especially for children – with lemurs, birds of prey, meerkats, and more, all on hand to keep you entertained!

If history is something that excites you, then Sheffield has a variety of museums for you to visit. Kelham Island Museum* and Weston Park Museum* are great picks, and Sheffield is also home to the National Emergency Services Museum* where you can browse interactive displays and exhibitions dedicated to the history and evolution of our vital emergency services. For Sports fans, Sheffield is home to two rival football teams Sheffield United* and Sheffield Wednesday*, as well as the rugby league team Sheffield Eagles*, meaning there are always plenty of games to watch in the city.

If shopping is better suited to your interests, then Sheffield City Centre is the place for you. The City Centre is packed with shops and The Moor, Fargate and Division Street are the top spots* for bagging yourself a bargain or a more expensive treat. For something a little more quirky and unique, head to the Antiques Quarter with tea rooms, independent venues and markets* – you’ll be obsessed with it if you love all things retro and vintage. Whichever way you decide to spend your time in Sheffield – a great city with so much to offer – we’re sure that it won’t disappoint!

Mortgage Services in Sheffield

Before you’re ready to enquire about getting a mortgage, we know that there’s a lot that goes on behind the scenes and it isn’t always an easy ride. Saving up can be hard work and you’ll make sacrifices over time to make sure you’re in a good position to afford the property you want. We understand these efforts and sacrifices, and the stresses that they can bring. That’s why we’re dedicated to making the process of finding the most suitable mortgage as enjoyable as possible.

At Avail Mortgage Brokers, we’ll work hard to keep the process stress-free by offering our expert advice and a range of mortgage products, so you can find the solution that is suitable for your needs. From commercial business properties to family homes, we can offer a range of suitable mortgages that will feel like they are made with you in mind.

We’ve selected some of our most popular mortgage products below that our advisors in Sheffield can offer to our customers. Besides these products, we also offer more specialist mortgage products, such as Portfolio Landlord Mortgages for landlords with rental properties, Adverse Credit Mortgages for prospective buyers with poor credit and New Build Mortgages for those purchasing a new build property.

First Time Buyer Mortgages

Getting on the property ladder with a mortgage is certainly an exciting experience for first-time buyers. You’ll have probably made several sacrifices to get here, by saving up and living with friends or family until you had enough money to buy the property you’ve got your eye on. When you’ve found the right home for you, and you’ve got the right budget to meet the mortgage requirements, all you need now is the right guidance to help you navigate the process of getting a First Time Buyer mortgage. That’s where our team of expert brokers come in! With reliable advice, you can trust that our tailored mortgage products will suit your needs – getting a mortgage, and being a first time home buyer, doesn’t have to be overwhelming which is why we make sure it isn’t.

Help To Buy

The Help to Buy scheme* is a Government-backed scheme that has helped many to secure a property, without needing to save for an excessive deposit amount that often makes the prospect of owning a home seem distant, or even unlikely, for many. The scheme is usually most popular amongst first-time buyers, but we have helped lots of customers to secure a mortgage deal for them, based on this scheme. If you’re looking to buy a property with the Help to Buy scheme, then our team of experts are here to help.

Contractor Mortgages

Whilst there are many benefits that come with being self-employed and being your own boss, we understand that it can also present challenges when getting a mortgage. Self-employed people often have a unique set of financial circumstances and an income model that isn’t considered as stable as someone that’s employed full-time, and, as a result, many find the prospect of getting a mortgage highly unlikely. This doesn’t have to be the case. With the help of our advisors, you can secure a contractor mortgage, meaning you can still buy a home of your own and enjoy the freedom of working how you want to.

Commercial Mortgages

If you’re a business owner that’s looking for the perfect retail space or office, you can find the most suitable commercial mortgages out there – we can refer you to a specialist third party that deals with these types of mortgages. With their help to source a deal for your own circumstances, you can find good mortgage rates, and affordable monthly payments, that keep stress at bay and give you more time to focus on taking your business from strength to strength.

Remortgages

Our mortgage advisors can also help customers that are looking to remortgage in Sheffield. Remortgaging occurs when you change the mortgage you currently have on your home. You can do this by switching to a new lender or by changing your deal with your current one. Remortgaging can be a good way to find a better mortgage deal – for example, with lower interest rates and better mortgage terms – and to free up capital. Whatever your reason for remortgaging, our advisors can provide expert advice and make the process as straightforward as possible.

Other Mortgages We Offer

Besides these highly popular products, our advisors offer several other mortgage products that are all tailored exactly to the circumstances that you may well find yourself in. We offer High Net Worth Mortgages for those that are considered ‘high net worth individuals’ by the FCA, as well as Buy to Let Mortgages, and many more. With so many mortgage products on offer, please get in touch if you have a specific mortgage type in mind but are unsure if it’s something that we offer.

Why Choose Avail?

For a professional yet friendly service that’s tailored to your own personal needs and financial circumstances, our local, Sheffield mortgage brokers are the ideal solution. Our experienced advisors are passionate about making the process of finding the right mortgage as easy and streamlined as possible. We understand that looking for a mortgage can be stressful, especially because we already live very busy lives. Once your advisor has learned more about you and your needs, the task of finding a suitable mortgage deal will then fall to them, giving you more time to get on with your day-to-day life. You’ll also have peace of mind that the task of finding a mortgage deal is in safe hands, with fully-qualified and professional advisors that put your needs at the forefront of all they do for you.

More Reasons To Choose Avail Mortgage Brokers

Advice and Guidance When It Suits You – Our experts are keen to help you at a time that suits you best, and meets your needs. The process of finding the right mortgage takes time and careful consideration, so our advisors are more than happy to work around your daily life.
Access To A Wide Range Of Quality Policies – Over our years of working in the industry, we’ve built strong relationships with mortgage providers, meaning you’ll have access to a variety of popular and specialist packages that could be the right choice for you.
The Use of Modern Mortgage Broker Technology – Our approach to offering advice and solutions is modern, and uses technology to deliver high-quality services. From our mortgage calculator, which can help you to figure out your required deposit and monthly mortgage payments, to our very own client portal where you can access documents and files at whatever time suits you, we implement cutting-edge technology into our services to make your experience easy and enjoyable.

Based in Sheffield? Get In Touch With Avail Today

If you’re based in Sheffield, or the nearby areas including Ecclesall, Crookes and Broomhill, and need a mortgage broker to help you take your first step onto the property ladder or buy your next property, get in touch with our team today. You can contact us by calling 01484 556 245 or by emailing [email protected] to find out more about our mortgage products or our insurance products that are available.

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