Avail Mortgage Brokers

Transparent, Trusted Mortgage Brokers Offering Expert Mortgage Advice

Here at Avail Mortgages, we are passionate about finding a suitable mortgage for people in West Yorkshire and across the UK. Our experienced specialists provide thorough, honest mortgage advice without compromise, ensuring we provide consistent reassurance and assistance throughout your mortgage journey. With access to an extensive range of mortgage providers combined with our personable customer service – Avail remains a reputable leader in the mortgage industry. Achieving the perfect solution for our clients is extremely important to us, which is why we utilise advanced technology and tools in our search for competitive mortgage deals.

With over 35 years of combined experience across our team, we understand what people in Leeds want when they come to companies such as ours. They don’t want trivial add-ons or gimmicks nor do they want to sit and be spoken at by a mortgage broker who takes no interest in finding out what it is they actually need. This is why we offer a simple, friendly and efficient service that won’t cost you an arm and a leg.

Our independent mortgage advisers put our clients’ requirements at the forefront of our services, working hard to understand their personal circumstances before offering a bespoke mortgage package. Avail is dedicated to thoroughly exploring the mortgage market to locate the best rate for all clients, no matter how complex their financial situation may seem. To assist our customers further in their search for a suitable mortgage, our mortgage calculator is designed to identify an array of comparative deals for all mortgage types.

All of our mortgage advisors are fully qualified and are dedicated to the principles laid out by the Financial Conduct Authority and the ‘Treating Customers Fairly’ initiative.

Therefore, if you’re based in Leeds or the surrounding areas of BradfordHarrogateHuddersfield or York and are after a mortgage policy to help protect you should the worst happen, then be sure to get in touch with our team here at Avail Mortgages by phone on 01484 556 245 or email us at [email protected].

 

Experienced Mortgage Brokers in Leeds

Our office is based just 30 minutes drive away from Leeds city centre, which makes us the ideal place for you to visit if you’re looking for a mortgage. People from all over Leeds visit us from places such as Kirkstall, Oakwood and Morley, because they know they can find a good deal and an all-encompassing policy. When you come to visit our charming office, our friendly team will be happy to spend time chatting through things to ensure the mortgage you’ve chosen is suitable for you.

As well as knowing a thing or two about mortgages, we also happen to know quite a lot about the local area! Before or after your appointment with one of our team, why not take a trip to Kirkstall Abbey and soak up some of its fascinating history? Or if you’re in the mood for shopping, head to Trinity Leeds or Leeds Corn Exchange which feature popular high street stores such as H&M, Topshop and New Look.

A trip to Leeds isn’t complete without a wander around Kirkgate Market, as it features amazing food stalls that will certainly whet your appetite. For the culture vultures amongst you, a trip to Leeds demands a visit to the Leeds City Museum, Leeds Art Gallery or the stunning Leeds Grand Theatre.

However you plan to spend your day before or after visiting Avail Mortgages, you’re sure to have a fantastic time in Leeds, safe in the knowledge that your mortgage on that dream house is just a meeting away.

Leeds Town Hall
 

Mortgage Services and Specialist Advice in Leeds

As a mortgage broker based in Leeds, we offer a range of mortgages that can help you secure your perfect house.  Our mortgage advisors can offer you 15 different mortgage types to choose from and these include Ltd Company Buy To Let MortgagesAdverse Credit Mortgages and Property Development Mortgages. However, what follows are some of our most popular mortgages:

First Time Buyer Mortgages

Buying your first house should be an unforgettable experience, full of excitement and joy. By getting to know your individual circumstances, our team will ensure your First Time Buyer Mortgage process is smooth and stress-free. We’re passionate about helping first-time buyers find their ideal home. With no property chain to contend with you can enjoy greater freedom and flexibility and, before you know it, you’ll be waking up in your dream home. Once you have found said home be sure to get in touch with us here at Avail Mortgages, and we’ll make the entire First Time Buyer Mortgage process a memorable one, for all the right reasons.

Buy To Let Mortgages

If you’re looking to get into the property business and build a property empire then we can assist you in getting started with our Buy To Let Mortgage loan products. The Buy To Let Mortgage loan process is often overcomplicated by a lot of other mortgage brokers, but not here. At Avail Mortgages, we’ll sit with you and ensure that the Buy To Let Mortgage package is bespoke and suitable for you, leaving you to focus on providing a stunning property for tenants and enjoying the secondary income that comes with being a landlord. The majority of clients choose a Buy To Let Interest-only Mortgage which we can help you with should you wish to choose this.

Help To Buy

Everyone deserves the right to own a home and the Help To Buy scheme is there to help predominantly young people based in Leeds, England and the rest of the UK get on the property ladder. All you need to do is put a 5% deposit down, then the government will provide 20% and a mortgage lender will provide 75%. Our Leeds clients love the flexibility that the Help To Buy Mortgage offers because the loan-to-value ratio is low which means you can pick from a wider range of mortgage rates. If you’re looking at options for buying a home with a low deposit, this may be the ideal mortgage for you. 

High Net Worth Mortgages

If, as defined by the Financial Conduct Authority, you have assets of at least £3 million or earn over £300,000 a year, then you can enjoy bespoke mortgage rates and access to funds that others can’t. We understand the importance of care and attention when you’re dealing with large sums of money and securing mortgages for people in a strong financial position. Thankfully, we have a great deal of experience working with high net worth individuals which should give you peace of mind knowing that you’re working with a team who are comfortable with this process and can make things as hassle-free as possible.

Remortgages

A remortgage can unlock fantastic opportunities for you and your family, from releasing equity to fund a new investment to tweaking your mortgage because you’re at the end of a fixed-rate period. Our experienced team can help you find a suitable remortgage deal and can potentially save you money on your monthly repayments or give you the capital to finally do that thing you’ve always wanted to do such as opening a shop or investing in a business idea. Our network of ‘Whole of Market’ mortgage advisers can take a birds-eye view of all the variables that are involved with remortgaging a property so you can rest assured knowing all aspects of the process are being looked at.

Other Mortgages We Offer

As well as these more mainstream mortgages we also offer more unique products such as New Build Mortgages, Debt Consolidation Mortgages, Commercial Mortgages and Portfolio Landlord Mortgages.

 

Why Choose to Find a Mortgage Deal with Avail Mortgages?

Since our founding in 2018, we have focused on the user experience and ensuring that each person from Leeds who walks through our door enjoys the appropriate advice and a bespoke, personal approach. As an independent mortgage broker, we have been providing the people of Leeds with a host of solutions and products that can give them peace of mind at a cost that isn’t astronomical.

Other Reasons To Choose Avail Mortgages

  • Support When You Need It – Whether it is a Bridging Loans & Short Term Lending Mortgage or Shareholder Protection Insurance, whatever product or policy you’re looking for we can work around your busy schedule to ensure you always feel in control and can spend time reviewing relevant documents properly. We will provide all the assistance required in the lead-up to your property purchase, offering unbiased advice with your mortgage application and mortgage search.
  • A Range Of Great Policies, Products and Financial Solutions – We have the contacts, skills, and insights to offer a range of popular, and more niche, mortgage products for residential and commercial properties.
  • Access To The Latest Technology – We have a portal which allows you to access and review documents at any time of day or night. This, in our experience, speeds up the entire process.
Insurance policies Leeds
 

Based in Leeds? Get In Touch With Avail Mortgages Today

If you’re based in Leeds or the surrounding areas of Horsforth, Whinmoor or Shadwell and are looking for a mortgage advisor you can trust, or bespoke insurance policy then be sure to get in touch with the team here at Avail Mortgages today by phone on 01484 556 245 or email us at [email protected].