Cartoon woman holding a plant in a pot

Avail Mortgage Brokers

Here at Avail Mortgages, we are passionate about finding a suitable mortgage or insurance product for people in the Leeds area. Whether you’re contacting us about mortgage advice or insurance types, we’ll work hard to understand your circumstances before offering a bespoke mortgage package or suggesting an insurance policy.

With over 35 years of combined experience across our team, we understand what people in Leeds want when they come to companies such as ours. They don’t want trivial add-ons or gimmicks nor do they want to sit and be spoken at by a mortgage broker or insurance salesman who takes no interest in finding out what it is they actually need. This is why we offer a simple, friendly and straightforward service that won’t cost you an arm and a leg. 

All of our mortgage advisors are fully-qualified and are dedicated to the principles laid out by the Financial Conduct Authority and the ‘Treating Customers Fairly’ initiative. In addition, our established team of insurance brokers have strong contacts with insurers such as Aviva, AXA, LV and Zurich.

Therefore, if you’re based in Leeds city centre or the surrounding areas of Harehills, Headingley or Holbeck and are after a mortgage or an insurance policy to help protect you should the worst happen, then be sure to get in touch with our team here at Avail Mortgages by phone on 01484 556 245 or email us at [email protected].

 

Our Location

Our office is based just 30 minutes drive away from Leeds city centre, which makes us the ideal place for you to visit if you’re looking for a mortgage or want to view our insurance policies. People from all over Leeds visit us from places such as Kirkstall, Oakwood and Morley, because they know they can find a good deal and an all-encompassing policy. When you come to visit our charming office, our friendly team will be happy to spend time chatting through things to ensure the mortgage or insurance policy term is suitable for you.

As well as knowing a thing or two about mortgages and insurance policies, we also happen to know quite a lot about the local area! Before or after your appointment with one of our team, why not take a trip to Kirkstall Abbey and soak up some of its fascinating history? Or if you’re in the mood for shopping, head to Trinity Leeds or Leeds Corn Exchange which feature popular high street stores such as H&M, Topshop and New Look.

A trip to Leeds isn’t complete without a wander around Kirkgate Market, as it features amazing food stalls that will certainly whet your appetite. For the culture vultures amongst you, a trip to Leeds demands a visit to the Leeds City Museum, Leeds Art Gallery or the stunning Leeds Grand Theatre.

However you plan to spend your day before or after visiting Avail Mortgages, you’re sure to have a fantastic time in Leeds, safe in the knowledge that you have a suitable insurance policy in place or that your mortgage on that dream house is just a meeting away.

Leeds Town Hall
 

Mortgage Services in Leeds

As a mortgage broker based in Leeds, we offer a range of mortgages that can help you secure your perfect house. Our mortgage advisors can offer you 15 different mortgage types to choose from and these include Ltd Company Buy To Let Mortgages, Adverse Credit Mortgages and Property Development Mortgages. However, what follows are some of our most popular mortgages:

First Time Buyer Mortgages

Buying your first house should be an unforgettable experience, full of excitement and joy. Our team will ensure your First Time Buyer Mortgage process is smooth and stress-free. We’re passionate about helping first-time buyers find their ideal home. With no property chain to contend with you can enjoy greater freedom and flexibility and, before you know it, you’ll be waking up in your dream home. Once you have found said home be sure to get in touch with us here at Avail Mortgages, and we’ll make the entire First Time Buyer Mortgage process a memorable one, for all the right reasons.

Buy To Let Mortgages

If you’re looking to get into the property business and build a property empire then we can assist you in getting started with our Buy To Let Mortgage loan products. The Buy To Let Mortgage loan process is often overcomplicated by a lot of other mortgage brokers, but not here. At Avail Mortgages, we’ll sit with you and ensure that the Buy To Let Mortgage package is bespoke and suitable for you, leaving you to focus on providing a stunning property for tenants and enjoying the secondary income that comes with being a landlord. The majority of clients choose a Buy To Let Interest-only Mortgage which we can help you with should you wish to choose this.

Help To Buy

Everyone deserves the right to own a home and the Help To Buy scheme is there to help predominantly young people based in Leeds, England and the rest of the UK get on the property ladder. All you need to do is put a 5% deposit down, then the government will provide 20% and a mortgage lender will provide 75%. Our Leeds clients love the flexibility that the Help To Buy Mortgage offers because the loan-to-value ratio is low which means you can pick from a wider range of mortgage rates.

High Net Worth Mortgages

If, as defined by the Financial Conduct Authority, you have assets of at least £3 million or earn over £300,000 a year, then you can enjoy bespoke mortgage rates and access to funds that others can’t. We understand the importance of care and attention when you’re dealing with large sums of money and securing mortgages for people in a strong financial position. Thankfully, we have a great deal of experience working with high net worth individuals which should give you peace of mind knowing that you’re working with a team who are comfortable with this process and can make things as hassle-free as possible.

Remortgages

A remortgage can unlock fantastic opportunities for you and your family, from releasing equity to fund a new investment to tweaking your mortgage because you’re at the end of a fixed-rate period. Our mortgage brokers can help you with your remortgaging and can potentially save you money on your monthly repayments or give you the capital to finally do that thing you’ve always wanted to do such as opening a shop or investing in a business idea. Our network of ‘Whole of Market’ mortgage advisers can take a birds-eye view of all the variables that are involved with remortgaging a property so you can rest assured knowing all aspects of the process are being looked at.

Other Mortgages We Offer

As well as these more mainstream mortgages we also offer more unique products such as New Build Mortgages, Debt Consolidation Mortgages, Commercial Mortgages and Portfolio Landlord Mortgages.

 

Insurance Policies From A Leeds Broker

As well as mortgages, we also offer a range of insurance policies from leading insurers such as Aviva and LV. Whatever it is you’re looking to insure, we’re confident that our Leeds 

Insurance brokers can help you find the exact policy to match your needs thanks to their expertise and our fantastic underwriting team both of whom have great experience. What follows are some of our most popular insurance policies that we offer as a Leeds insurance company:

Income Protection Insurance

A stable income allows us to pay bills, feed our loved ones and, on the odd occasion, treat ourselves. Income protection insurance ensures that should the worst happen and you lose your job, you’re protected with a policy that will pay you a lump sum to help you maintain your standard of living. Our Income Protection Insurance policy will give you peace of mind and let you focus on doing a great job at your place of work. 

Critical Illness Cover

A critical illness can cripple you both physically, financially and, worst of all, it can happen at any time. Our Critical Illness Cover will be there to protect you from the financial implications of being diagnosed with illnesses such as cancer, or if you suffer from a heart attack or stroke. Our insurance brokers will suggest to you a range of Critical Illness Insurance policies that will pay out a lump sum to help you with medical treatments or household bills. 

Life Insurance Policy

Your family is everything to you and while thinking about your death and Life Insurance policies is not the most pleasant of topics it can give you peace of mind and allow you to focus on spending time with loved ones. Our Life Insurance cover will pay out upon your death and leave behind a lump sum that can help your loved ones with bills and other outgoings such as mortgage costs. Our Life Insurance cover comes with helpful add-ons like cover for adverse health or adventurous lifestyles too so no matter your circumstances we can help.

Home Insurance

You’ve worked hard over many years to be able to afford a home in Leeds that means the world to you and your family. In addition, your home is a significant investment and probably the most expensive thing you’ll purchase during your lifetime. Your Home Insurance policy will be bespoke to you and protect your wonderful home in Leeds from incidents such as fires, storms and floods. Our team will take a great deal of pleasure in helping you find the most suitable Home Insurance Policy for you.

Business Protection Insurance

Your Leeds business is your livelihood and while it may seem obvious to protect it from accidents or natural disasters, we find that a lot of businesses don’t consider the impact of a colleague becoming seriously ill or dying. While it is an intangible event, the impact on your business can be huge. Our Business Protection Insurance will cover you and allow you to focus on looking after your colleagues during a difficult time.

Other Insurance Policies We Offer

Everyone’s circumstances are different which is why we offer, as well as the above policies, more specific ones that you may need. From Landlord Insurance, Tenants Contents Insurance and Whole Of Live Cover right the way through to Over 50’s Life Insurance and Family Income Insurance – we’re bound to have a policy for you.

 

Why Choose Avail Mortgages?

Since our founding in 2018, we have focused on the user experience and ensuring that each person from Leeds who walks through our door enjoys the appropriate advice and a bespoke, personal approach. As mortgage advisors and insurance brokers, we have been providing the people of Leeds with a host of solutions and products that can give them peace of mind at a cost that isn’t astronomical.

Other Reasons To Choose Avail Mortgages

  • Support When You Need It – Whether it is a Bridging Loans & Short Term Lending Mortgage or Shareholder Protection Insurance, whatever product or policy you’re looking for we can work around your busy schedule to ensure you always feel in control and can spend time reviewing relevant documents properly.
  • A Range Of Great Policies, Products and Solutions – Our relationships with major insurance companies such as Aviva, LV and AXA make us confident we can find you the most suitable insurance policy or mortgage.

Access To The Latest Technology – We have a portal which allows you to access and review documents at any time of day or night. This, in our experience, speeds up the entire process.

Cartoon drawing of a house
 

Based in Leeds? Get In Touch With Avail Mortgages Today

If you’re based in Leeds or the surrounding areas of Horsforth, Whinmoor or Shadwell and are looking for a mortgage or bespoke insurance policy then be sure to get in touch with the team here at Avail Mortgages today by phone on 01484 556 245 or email us at [email protected].