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Landlord Insurance

For many landlords, your rental property is one of the biggest investments you’ll ever make. Whether you’re a full-time landlord or looking for another stream of income, a rental property is one of the safest bets when it comes to helping you build a nest egg for your family. However, it’s not always easy. There are many things that can impact how well that nest egg fares as a landlord, from property damage and regular wear and tear to nightmare tenants and even dealing with court proceedings and evictions. All landlords do their best to make sure it won’t happen to them, but as we all know, life can throw you a curveball any time, so the importance of protecting your investment can’t be overstated.

 

At Avail Mortgages, we have developed strong relationships with leading insurers across the UK, to provide our customers in the Leeds and Bradford area with the cover that makes sense to them. Our experienced brokers will scour the market to find you the most beneficial insurance package possible, working with trusted insurers like Aviva, AXA, LV and Zurich. Please get in touch to find out how we can help protect your investment and your future.

 

What does Landlord Insurance Cover?

You might be asking yourself “do I need landlord insurance?”, and the answer is always yes! While it’s not a legal requirement, like, say, car insurance, being a landlord comes with risks that you simply don’t have when you live in your own home, so it’s vitally important to make sure your investment is safe and secure. Getting landlord insurance can help you feel confident that your income will be protected in case of accidental damage or tenant conflict, among a whole host of other potential issues. One huge benefit of landlord insurance is the rent guarantee – if a tenant misses their rental payments, a landlord insurance policy can help offset your loss of income. Landlord insurance policies can pay landlords up to £2500 per month in the event of non-payment from tenants.

Whether you manage your rental property yourself or through an agency, a robust landlord insurance policy can protect you and your property via landlord liability insurance, building insurance and contents insurance. We can also help you find policies that cover loss of rent, tenant default, accidental damage, fixtures and fittings and more, depending on your needs.

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Get In Touch

We recognise that every property is different, and every landlord is different too. We have customers across the country, in areas including York, Bradford, Leeds and Huddersfield, as well as the surrounding areas, so our team is very adept at helping you find policies that work perfectly for your situation and investments. Get in touch with us to start protecting your property, whatever life throws your way.