Avail Mortgage Brokers

Avail Mortgage Brokers

At Avail, we have spent many years helping people in the Harrogate area, as well as the surrounding areas including Knaresborough and Wetherby, find the most suitable mortgage or insurance product for them and their loved ones. Our experts offer a personal service and take great care to listen to your requirements and individual circumstances before going ahead and suggesting a range of bespoke mortgage packages or insurance policies that could be suitable for you.

In the mortgage and insurance market, we have over 35 years of combined experience helping people in the Yorkshire area and would be delighted to help you and your nearest and dearest with these kinds of services too. This level of combined experience, mixed with our enthusiasm for suggesting suitable insurance policies or helping someone secure their dream home, makes us best placed to help people because we understand what someone is after when they walk through our doors.

Not only are our mortgage advisors fully-qualified, but they are also dedicated to the ‘Treating Customers Fairly’ initiative laid out by the Financial Conduct Authority (FCA). This initiative is formed of six key objectives that ensure you are treated well by businesses offering financial services. As well as this, our insurance brokers have a great deal of experience and have built strong contacts with global insurers such as Zurich, LV and AXA which means we have access to policies that are tailor-made for you.

Therefore, if you’re based in Harrogate or other nearby areas in North Yorkshire such as Linton, Burn Bridge or Hampsthwaite, and are looking for a specific type of mortgage or insurance policy to protect you, your possessions and your loved ones please get in touch with us here at Avail by phone on 01484 556 245 or email us at [email protected] today.


Our Location

Our head office is just an hour away from the town of Harrogate, making us ideally suited for you to visit us before heading into this historic market town to do a bit of exploring. Before or after meeting with our team to discuss our insurance products or mortgage process, why not have a stroll around the Valley Gardens? Enjoy 17 lush acres of garden that are packed with things to do, enjoy an ice cream at Ripley’s or take a look at the Old Magnesia Well Pump Room for something extra special.

If you enjoy getting pampered then visit Harrogate’s Turkish Baths for a traditional sauna experience. If shopping is more your thing, however, take a walk down Parliament Street or Oxford Street and check out some of the shops they have there. From big names such as Marks and Spencer, Pandora and Waterstones through to more independent places such as The Cheeseboard or Rafi’s Spicebox, there’s something for everyone.

Harrogate is a truly historic spa town and can be traced back to the 1330s, so while you’re there don’t forget to check out its history, and in particular, be sure to visit the Royal Pump Room Museum which offers up a wonderful history of Harrogate or pop into the Mercer Art Gallery which is packed with 19th and 20th-century fine art, all of which make for a truly fantastic day out.

Bettys Tea Room Harrogate

Mortgage Services in Harrogate

As a mortgage broker business, we are deeply committed to making sure that the home buying process is not only straightforward but enjoyable. Too often, the mortgage process is filled with jargon and confusing language which can make people feel uncomfortable and unsure about what they are signing up for. Regardless of the mortgage advice that you’re after, we’ll offer clear, honest answers to all your questions so you know what mortgage deal is most suitable for you.

This commitment is backed up by the fact we have our very own mortgage calculator and online client portal which helps make the process easier and more flexible. Our advisors in Harrogate can offer you a wide range of mortgages from Buy To Let Mortgages and Property Development Mortgages through to New Build Mortgages and Remortgages. What follows are some of our most popular packages which our mortgage consultants can show you:

First Time Buyer Mortgage

Receiving the keys to your first property is a feeling that is unmatched as an adult. Having the freedom to live as you please and decorate your new home just the way you like it is wonderful. Here at Avail, we understand that more than most and are committed to ensuring your first time working out a mortgage agreement is stress-free and retains all the excitement so you can focus on what matters which is turning the key and taking your first steps through your front door. If you’re a first-time buyer and have found your dream first home, our independent mortgage advice team can work out a package so you can afford it.

Commercial Mortgages

When it comes to commercial property, be it an office block, retail park or cafe, you need to act quickly because it’s a competitive world out there. If you have this dream property and need help to secure it so you can get on with growing your business and taking it to the next level, our mortgage advice team can help you. From start to finish we’ll be there for you and helping you work out your requirements to create your ideal commercial mortgage package.

Portfolio Landlord Mortgages

Offering mortgage advice in Harrogate means we have spoken to many landlords who love the features of the Portfolio Landlord Mortgage. Essentially, it allows you to place all of your Buy To Let Mortgages into one portfolio that is looked after by one mortgage lender who only requires one, simple monthly payment. As tax efficient as it is straightforward, Portfolio Landlord Mortgages can help you use equity to grow your property empire faster. Our mortgage brokers will show you a fantastic array of deals so you feel certain your properties are in safe hands.

High Net Worth Mortgages

You’ve worked extremely hard over the years to earn your wealth and achieve high net worth status, so when it comes to selecting a mortgage you want to work with high net worth mortgage advisors that are experienced in dealing with these complex products. Thankfully, here at Avail, you’ll find some of North Yorkshire’s most experienced high net worth mortgage advisors who can help you with your High Net Worth Mortgage package and ensure you get the deal that you want.

Help To Buy

There should be nothing stopping you from waking up every day in your dream house. Sadly, saving up for deposits and making the necessary sacrifices can be a long, hard journey. Fortunately, our team here at Avail can help you with the Help To Buy initiative, a UK government scheme designed to help people in England secure their dream property. If you can save and get the funds together for a 5% deposit you may be eligible for the scheme which can help pay as much as 40% toward the property’s value.

Other Mortgages We Offer

As well as those aforementioned mortgages, we also offer more specialist packages such as Debt Consolidation MortgagesPurchase/Home Mover MortgagesBridging Loans, Short Term Lending and LTD Company Buy To Let Mortgages.


Insurance Policies in Harrogate

Insurance can at times feel daunting, but at Avail, we look to remove any anxiety and ensure that your experience finding a suitable policy is quick and easy. Our insurance brokers have helped countless people in Harrogate with their plans and look forward to being able to help you too. We offer a range of insurance solutions from Home InsuranceWills and Funeral Planning and Shareholder Protection Insurance through to Redundancy CoverEstate Planning and Private Medical Insurance. What follows are some of our most notable insurance policies that we can advise you on:

Life Insurance

We know that keeping your family safe and secure is the single, most important thing in your world to you and the appropriate Life Insurance policy can ensure that they are financially protected should you pass away during the policy term. The lump sum that is left behind from Life Insurance coverage can make a huge difference and allow your family to focus on grieving without piling money worries on top of it. Our access to leading insurers means we can find and recommend a whole host of policies that may be suitable for you too.

Income Protection Insurance

The vast majority of people in this country, including you most likely, rely on their income to help fund their lifestyle, look after the family and pay bills. So, if all that was suddenly taken away, what would you do? Dig into savings? Take out a loan? Neither is sustainable long-term, which is why Income Protection Insurance is a good option to ensure you’re not left out of pocket if you’re unable to work due to injury or illness. Our team can help suggest different policies so you find suitable income protection insurance for you.

Tenants Contents Insurance

You may be renting, but that doesn’t mean the property you’re in is any less yours. Tenants Contents Insurance keeps your valuable possessions safe in the event of a natural disaster or if you’re the victim of a burglary. We have a range of policy options that could help keep important items such as jewellery, TVs, laptops and clothes covered if the worst happens to them. A suitable form of this insurance policy will give you peace of mind and allow you to focus on all the benefits of renting such as fixed costs and security of tenure.

Business Loan Insurance

In an ideal world, we’d all be able to self fund our dream business and not have to rely on loans. Sadly, however, we live in the real and oftentimes an individual will need help from a bank to help them realise their business dreams. We work with leading insurers, as we’ve mentioned, and can offer you a range of suitable Business Loan Insurance packages that can protect you and your monthly repayments if, and when, life throws unexpected curveballs at you.

Critical Illness Cover

If you’re struck down by a critical illness such as cancer, a stroke or heart attack, you want to spend your rehabilitation time getting better and not fretting about bills or feeding your family. With Critical Illness Cover, you can protect you and those closest to you from financial hardship. Our experts at Avail will listen to your criteria before showing you a range of potentially suitable policies that can act as a cushion when life takes a turn.

Other Insurance Policies That May Be Suitable For You

These are just some of our most popular insurance policies, however, we also offer other niche products such as Landlord InsuranceKeyperson InsuranceBusiness Protection Insurance and Over 50’s Life Insurance.


Why Choose Avail Mortgages?

We started helping people in Harrogate and Yorkshire in 2018, and have spent a great amount of time and money ensuring the customer experience is enjoyable, stress-free and that they always feel comfortable about what policy or package they are signing up for. We take great pride in knowing we have helped someone secure their dream home, commercial property or found the most suitable insurance policy for them.

Other Reasons To Choose Avail

  • Constant Friendly Support When You Need It – A mortgage or new insurance policy is a significant moment in your life which is why we’ll be on hand to answer questions and provide support when you need it. Our team works with you so you always feel in control.
  • A Policy, Product Or Solution That Is Potentially Suitable For You – We’re confident we have something that will work for you because we have plenty of products, policies and packages that can cover any number of mortgage or insurance needs.
  • Cutting-edge Technology – Our client portal means you can review documents, upload significant items and download contracts at a time that suits you. All this speeds up the process and gives you time to review things properly.
Insurance policies Harrogate

Based in Harrogate? Get In Touch With Avail Mortgages Today

If you’re based in Harrogate or other nearby areas such as Otley, Beckwithshaw or Boston Spa and are looking for a mortgage or insurance policy then be sure to get in touch with the team here at Avail today by phone on 01484 556 245 or email us at [email protected] today.