What We Do

Since 2018, we have been providing our clients with a whole host of mortgage solutions and insurance products, including home insurance, life insurance, income protection and private medical insurance, as well as buy to let mortgages, first time buyer mortgages, interest only mortgages, remortgage services and equity release mortgages. We may be a young business, but with over 35 years of combined experience between our fantastic team, we have that great mix of industry knowledge, in-depth experience and passion for the cause that has seen us go from strength to strength. Nothing slows us down. You may feel uneasy about taking out a mortgage or claiming on your insurance, but no situation or arising issue fazes us – we’ve seen it all before. At Avail Mortgages, we’ll guide you through the process, and ensure it’s a good one – making it as simple, hassle-free and beneficial as possible.


Our Team

Our team is not only full of specialists who truly understand the mortgage solutions and insurance products we provide, but they are also friendly, responsive and place your goals at the forefront. Seeing the pitfalls that other businesses can’t (such as tax implications) and keeping an eye out on the industry, they will advise you on the right cover for your circumstances. Maybe you need life insurance and want to ensure your family is never left out of pocket? Perhaps you’re after mortgage protection insurance to cover all bases? We ensure we cover all bases at Avail Mortgages too, and give you a level of service like no other.

Front of a small terrace house
Small house on a hill

Great Client Retention

It’s no wonder our client retainer rate is so high when we offer reliable advice and offer products from the likes of AXA, Aviva, LV and Zurich. But, enough about us. Let’s make it about you, and make you another one of our success stories.


“Thank you so much for all your hard work. We are so happy that this part is finally over, you made it so straightforward for us and stress free!”

Chloe Napier-Hollingworth & Zack Denniss

I asked Jamie to help sort out a mortgage for my son and his partner as they were looking to move house and upsize.

Jamie had a decision in principle sorted within a day, which allowed them to start looking at houses and making offers. Got one offer accepted, which was one of Luke Gibbert’s houses up for sale!

Took a while to go through but it completed on 14th April and they are now in the house. Matthew then told me he got a nice text informing him of the cash back from the mortgage, which he had forgotten about!

It’s a no brainer for me to refer friends, family and appropriate clients to Jamie, as I know how good and efficient a job he does. No hesitation in referring him in the future.

Graham Burton

From the moment Jamie took my call the process was super-fast, efficient and very professional. Within a week Jamie at Avail mortgages had got me a better rate and the relevant work was done on his part to get this sorted. My personal mortgage is now in safe hands and I know that I will be looked after for the foreseeable future.

I would have no concerns in recommending Jamie to friends, family and colleagues when it comes to their mortgage.

Ruth Widdop

I struggled to find a mortgage lender because of my particular circumstances. Broker after broker put the phone down and said that I had no chance especially since all lenders were tightening their purses. Jamie at Avail listened to my requirements and went and found me a lender. I would highly recommend Avail Mortgages to anyone and would be happy to be contacted by anyone who has any questions about my experience. I would give 6 stars if I could.

Wayne Morris
cartoon grey apartment buildings in a hand
100% committed to client satisfaction

In fact, we are 100% committed to client satisfaction and care, going above and beyond for any client that requires it. Nothing is ever too much hassle. Nothing is ever too much to ask. We can work around your schedule, so even if that means working out of hours, we’ll do that, because we value our clients’ time and loyalty.

cartoon man at a computer
Client portals and calculators

The software we’ve developed plays a crucial role in the great service you receive. It enables our mortgage advisers to do everything from researching into loan options and finding the right lender and loan for you, through to allowing document collaboration, so that information can be uploaded, stored and shared safely, and used effectively. Our mortgage calculator is also among the best in the industry, providing accurate information that guides our process, along with our team’s expertise.


Qualified Mortgage Experts

Ultimately, you’ll benefit from a qualified mortgage expert who will help you navigate the complexities of the financial market, and ensure you come out the other side beaming.

Photograph of a bedroom with sunlight coming in

Get In Touch

Regardless of whether you’re in need of a first time buyer mortgage, are looking for remortgage services, are a landlord or are in need of a comprehensive insurance policy, we know that we can provide you with the guidance and support you need. Therefore, if you’re on the lookout for a mortgage or insurance policy, we operate nationwide as well as in Leeds and the surrounding areas of Huddersfield, Bradford, York, or Harrogate, so please get in touch with us today.

Character cat next to a plant