Mortgage Brokers That You Can Trust
Get reliable advice to help you make informed financial decisions – our mortgage brokers are on hand to help you source the most suitable deals.
Mortgage Searches Made Simple
At Avail Mortgages, we navigate clients on the right path to finding a mortgage deal that works for them. With 35 years of combined experience, our team of brokers are committed to providing our clients with excellent services underpinned by industry knowledge and expert advice. Our transparency, honesty and passion for finance and customer service are unrivalled, and we exemplify this throughout everything we do, whether that’s by delivering an online experience or in-person advisory services and appointments. By offering a comprehensive range of mortgages, we can source a financial solution to meet your personal circumstances.
Whilst we serve plenty of clients in our surrounding areas of Leeds, Bradford, York, Huddersfield, and Harrogate, we do operate nationwide across the UK – wherever your location, we are here to help. Our approachable team of experts are highly responsive, transparent, and reliable. From start to finish, we ensure that your personal situation and requirements are central to our advice and guidance, which can help you to make informed financial decisions.
Below, you can apply for a mortgage or conduct a search. However, if you’d rather speak to our team, we can answer your questions by phone. Just call 0330 118 0383 and a member of our team will be happy to answer any of your questions.
Check Your Mortgage Eligibility In A Few Simple Steps
Checking your eligibility couldn’t be simpler thanks to our online tool. All you have to do is fill the fields with your information here, and you’ll receive a mortgage report to help you make sense of your eligibility. Doing so can help you to plan ahead, so you know exactly where you stand and what your financial situation is. Then, we can tailor our approach accordingly, helping you to find suitable products for the property that you want.
We Work For You
Our professional team of advisers are here to guide you through the mortgage application process and alleviate your concerns – no situation is too complex. We have a wealth of experience in sourcing suitable mortgages for a wide range of individual circumstances.
When it comes to obtaining first-rate mortgage deals and insurance policies, we explore the choice of products from the UK’s leading lending institutions and insurance firms. With a flat rate, no hidden mortgage broker fees, and free no-obligation mortgage advice, we start our process off the right way. Please note though that if you do proceed with our advice and ask us to submit an application, a fee will be payable. Regardless of your individual circumstances, we’re confident that we can help you to find suitable products based on our strong relationships with some of the leading mortgage lenders – we have access to a wide range of products from a list of lenders across the UK.
Whether you’re in need of a first-time buyer mortgage to get on the property ladder, remortgage services, or a moving home mortgage, we can help you with all of this and more. Even if you’re a landlord with a growing property portfolio and would like a buy to let mortgage, we’ll help you to find suitable products on the mortgage market. Keeping your requirements at the forefront, our friendly advisers will combine their industry expertise with updated market knowledge to ensure you always get a suitable deal. With insurance products from reputable brands including home insurance, life insurance, income protection and business insurance – our capabilities truly cover the whole mortgage and insurance market, as does our mortgage advisers experience and expertise.
It doesn’t come more efficiently than that. Moreover, if you’re in a position where you need a mortgage immediately – for example, you’ve found a house or need a remortgage deal – then our advisers can go through the whole process in 1-2 hours.
When you’re coming up for renewal, we’ll actually contact you a few months before your mortgage ends to repeat the process and ensure that you never pay more than you need to. Because we retain customer IDs and key documentation securely in our client portal, the renewal process is usually even quicker the next time around. If it turns out to be cheaper to stay with your current lender, then we’ll tell you, and won’t charge you for our time and effort.
Our process starts with you. Whether you’re looking for a suitable mortgage deal or are in need of a comprehensive insurance policy, we know that we can provide you with the advice, mortgage loan and insurance policy that you need. For mortgage experts that you can trust, operating nationwide as well as serving areas such as Leeds, Huddersfield, Bradford, York and Harrogate – contact Avail Mortgages today.
Why Choose Us?
Here at Avail Mortgages, we do things differently. We make the process as simple, stress-free and straightforward as possible – getting a mortgage should be an exciting time. To make an informed decision, you need to understand the process, be aware of your options and feel 100% confident in your choices. Our amazing team will provide reassurance and advice throughout the entire mortgage process. By placing you at the heart of our quality service and maintaining regular communication, we will deliver the results you need.
Sounds pretty great, doesn’t it? Don’t just take it from us, our fantastic customer reviews and client testimonials demonstrate how efficient and useful our service really is – we’re always keen to go the extra mile for our clients. Our process locates the right mortgage provider in a matter of minutes, and it all starts with our discussion. So, let’s talk and get started.
Quick & Easy
Excellent Service
No Hassle
Online & In Person Options
Multiple Mortgages To Choose From
We Work Around You
Advanced Technology
Relaxed & Friendly
Book A Call With An Expert Broker
What We Offer
From first time buyer mortgages, remortgages and buy to lets, through to interest only options and right to buys, our brokers can help you with them all. Along with let to buys, equity release mortgages (referral only) and development mortgage products for multi-unit blocks, apartments and plots of land, our brokers can also recommend suitable deals when it comes to debt consolidation and new build properties too. With expert guidance from a team of reputable mortgage brokers, we can advise on the right mortgage, loan terms and rate for you. With a dedication to client care and a team backed by industry accreditations, we’ll ensure your mortgage meets your requirements.
A Mortgage Story...
Last month a couple visited us on the off chance that we could help with the purchase of their new home. They’d been to see another mortgage broker who had told them that because they were in a debt management plan they needed a 20% deposit. If they didn’t have this deposit, they’d either have to rent for a while, or move once their credit file had healed (6 years).
We sat down with the couple and discussed the possibility of new build houses, as we knew that using the ‘’Help To Buy’’ scheme would mean only a 5% deposit. Moreover, because the government lends them 20% and the lender only needs to lend 75%, they would effectively underwrite the mortgage application as if it was a 25% deposit. Funnily enough, the clients had been considering a new build home, so wished to proceed. Their mortgage application process was smooth sailing, their mortgage was approved, and resulted in the purchase of a beautiful new home. Should they maintain their mortgage repayments, it will positively impact their credit score too. Moreover, the mortgage was £250 per month cheaper than a rental property they were looking at in the same area. Avail Mortgages saved the clients thousands.
Get In Touch
Getting a mortgage loan doesn’t have to be stressful or overwhelming. For a stress-free and enjoyable process, please contact Avail Mortgages today. We help clients nationwide and across Leeds and the surrounding areas of York, Bradford, Harrogate and Huddersfield and are always on the lookout for great mortgage deals.